Global: Portfolio Management

Overview

Our Global portfolio management is designed to meet your global investment needs whether you are based on the African continent or anywhere in the world. Our Discretionary Portfolio Management service takes away the need for our clients to make time consuming investment decisions. Our aim is to provide returns that dovetail with your risk tolerance and long-term investment objectives.

Our portfolio managers keep a watchful eye on each portfolio and they can be relied upon to manage your assets on your behalf and to make the right investment decisions at their discretion to meet your agreed goals. And should your circumstances change, our continuous appraisal philosophy allows for agile adjustments to your local or global portfolio.

Why should you consider our portfolio management services?

  • Our service is customised to suit each client’s personal needs. Our flexible approach, combined with a comprehensive financial needs analysis and a full understanding of our client’s investment objectives delivers a customised investment portfolio, One-size does not fit all.
  • We ensure that active asset allocation immediately adjusts to the changing circumstances in investment markets providing our clients peace of mind that their assets are constantly monitored by focused professionals.
  • We provide our clients with full transparency regarding the underlying assets owned, portfolio transactions and all management costs so that they are able to evaluate our performance and progress with confidence.
  • Our team of experts provide our clients with exceptional, personalised service. We dedicate two portfolio managers and a client services individual to each client ensuring our clients always have direct access to their portfolio manager and understand the investment decisions they make on their behalf.
  • Our portfolio managers are in regular contact with our clients and consistently report back on portfolio performance.
  • A wealth of experience - our investment team has in excess of 300 years’ combined experience.

International Discretionary Client Portfolios*

30 June 2018 (net of all fees)

 

Global Equity

Objective
This portfolio is aimed at maximising growth through investment principally in equities and/or equity focused funds, although an allocation to cash may be used in times of market uncertainty. Potentially, it carries the highest level of volatility and risk coupled with the highest potential for long-term growth at the risk of short- to mediumterm loss.
Typically, this portfolio would form part of a wider wealth management strategy determined by the client, their professional advisor or our relationship managers. It is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years.

Style
Dependent on available assets, tax considerations or preference, portfolios can be populated via either a combination of funds, direct securities or a blend.

Global Equity
Global Equity Q2 2018 1 year 3 years 5 years
Sterling 7.07% 8.85% 36.55%  53.27%
US Dollar 0.95% 9.75% 21.63% 42.10%

 

Global Growth

Objective
This portfolio is aimed at optimising growth through investment principally in equities and/or equity focused funds. More moderate asset allocations can also be made to fixed-income securities, alternatives, property and cash, as market conditions dictate. Potentially, it carries a lower level of volatility and risk than the Global Equity portfolio; however, the high level of equity investment means that volatility is still likely to be towards the upper end of the risk spectrum, and there is the risk of short- to medium-term loss. The portfolio is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years.

Style
This strategy has a proactive but constrained ‘top down’ driven style to asset allocation, whilst the inclusion of lower-risk assets moderates volatility to a limited degree. Dependent on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend

Global Growth
Growth Q2 2018 1 year 3 years 5 years
Sterling 6.05% 6.71% 32.64%  46.11%
US Dollar 0.64% 8.20% 18.27% 33.46%

 

Global Balanced

Objective
his portfolio is aimed at optimising returns through investment in a broad range of asset classes including equity-orientated investments, fixed-income securities, alternative investments, property and cash. The diverse nature of the asset classes should result in a moderate level of volatility and is therefore suitable for trustees and individuals alike, although the level of equity investment determines that the portfolio is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years as there is the risk of short- to medium-term loss.

Style
This strategy has a proactive ‘top down’ driven style to asset allocation with the weightings to the various asset classes managed within the permitted risk constraints to ensure that the requirements and objectives are being met, and to make tactical allowances for the changing characteristics (and attractiveness) of the various asset classes. Depending on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend.

Global Balanced
Balanced Q2 2018 1 year 3 year 5 years
Sterling 4.31% 4.56% 23.28% 35.32%
US Dollar 0.38% 6.59% 14.02% 26.18%

 

Global Conservative

Objective
This portfolio is aimed at achieving more consistent returns utilising a conservative approach to asset allocation. Investment is principally in fixed-income securities with more moderate allocations to equities, alternative investments, property and cash. The diverse nature of the asset classes should result in a lower level of volatility and is therefore suitable for trustees and individuals alike, although the level of equity investment determines that the portfolio is only suitable for investors with a low to moderate risk appetite, with a minimum time horizon in excess of three years, as there is the risk of short- to medium-term loss.

Style
This strategy has a proactive ‘top down’ driven style to asset allocation with the weightings to the various asset classes managed within the permitted risk constraints to ensure that the requirements and objectives are being met, and to make tactical allowances for the changing characteristics (and attractiveness) of the various asset classes. Dependent on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend.

Global Conservative
Conservative Q2 2018 1 year 3 year 5 years
Sterling 2.40% 2.37% 13.69% 18.90%
US Dollar -0.16% 3.90% 7.76% 16.39%

 

Global Fixed Income

Objective
This portfolio is aimed at investors who wish to avoid the volatility and risks associated with other asset classes but are looking for a return over and above that of cash. Asset allocation is largely restricted to quality fixed-income securities and, at times, cash or cash linked instruments. Returns are generated by income from the securities and cash as well capital movements in the value of the fixed-income investments. Fixed-income securities and/or cash denominated in currencies other than the investor’s base currency will result in gains or losses when translating the value of these investments back to the investor’s base currency, affecting the overall return. This portfolio is suitable for investors with a low moderate risk appetite with a time horizon in excess of three years.

Style
This strategy blends a mixture of primarily AA- and AAA-rated investment-grade fixed-income securities with more modest allocations to unconstrained bond funds that contain exposure to the corporate, high-yield and emerging-market debt sectors. The risk-return trade-off is enhanced by adopting an active but constrained duration policy together with a predefined international currency overlay.

Global Fixed Income
Fixed Income Models (excludes portfolio management fees) Q2 2018 1 year 3 year 5 years
Sterling International 0.66% -0.04% 6.10% 9.02%
US Dollar International -0.06% 0.31% 4.14% 6.75

*Performance calculated by Asset Risk Consultants (ARC), based on actual client portfolios, other than the Fixed Income Models.

Our Portfolio Strategies

Global Equity

Objective 

This portfolio is aimed at maximising growth through investment principally in equities and/or equity focused funds, although an allocation to cash may be used in times of market uncertainty. Potentially, it carries the highest level of volatility and risk coupled with the highest potential for long-term growth at the risk of short- to medium-term loss. 

Typically, this portfolio would form part of a wider wealth management strategy determined by the client, their professional advisor or our relationship managers. It is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years. 

Style 

Dependent on available assets, tax considerations or preference, portfolios can be populated via either a combination of funds, direct securities or a blend. 

Global Growth

Objective 

This portfolio is aimed at optimising growth through investment principally in equities and/or equity focused funds. More moderate asset allocations can also be made to fixed-income securities, alternatives, property and cash, as market conditions dictate. Potentially, it carries a lower level of volatility and risk than the Global Equity portfolio; however, the high level of equity investment means that volatility is still likely to be towards the upper end of the risk spectrum, and there is the risk of short- to medium-term loss. The portfolio is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years. 

Style 

This strategy has a proactive but constrained ‘top down’ driven style to asset allocation, whilst the inclusion of lower-risk assets moderates volatility to a limited degree. Dependent on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend.

Global Balanced

Objective 

This portfolio is aimed at optimising returns through investment in a broad range of asset classes including equity-orientated investments, fixed-income securities, alternative investments, property and cash. The diverse nature of the asset classes should result in a moderate level of volatility and is therefore suitable for trustees and individuals alike, although the level of equity investment determines that the portfolio is only suitable for investors with a long-term investment horizon who are prepared to invest for a period in excess of five years as there is the risk of short- to medium-term loss. 

Style 

This strategy has a proactive ‘top down’ driven style to asset allocation with the weightings to the various asset classes managed within the permitted risk constraints to ensure that the requirements and objectives are being met, and to make tactical allowances for the changing characteristics (and attractiveness) of the various asset classes. 

Depending on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend.

Global Conservative

Objective 

This portfolio is aimed at achieving more consistent returns utilising a conservative approach to asset allocation. Investment is principally in fixed-income securities with more moderate allocations to equities, alternative investments, property and cash. The diverse nature of the asset classes should result in a lower level of volatility and is therefore suitable for trustees and individuals alike, although the level of equity investment determines that the portfolio is only suitable for investors with a low to moderate risk appetite, with a minimum time horizon in excess of three years, as there is the risk of short- to medium-term loss. 

Style 

This strategy has a proactive ‘top down’ driven style to asset allocation with the weightings to the various asset classes managed within the permitted risk constraints to ensure that the requirements and objectives are being met, and to make tactical allowances for the changing characteristics (and attractiveness) of the various asset classes. 

Dependent on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend. 

Global Low Risk

Objective 

Capital preservation is the over-riding consideration, and as such, this portfolio is aimed at producing positive returns over any 12-month period through investment principally in 

short-dated fixed-income securities coupled with only modest allocations to equities, alternatives, property and cash. The asset allocation policy determines that there is a low level of volatility; however, the potential for capital growth will be limited by the need to provide capital protection. The investment policy coupled with a focus on downside risk management means that this portfolio is suitable for low-risk investors with a minimum time horizon of one year and over. 

Style 

This strategy has a proactive ‘top down’ driven style to asset allocation with the weightings to the various asset classes managed within the permitted risk constraints to ensure that the requirements and objectives are being met, and to make tactical allowances for the changing characteristics (and attractiveness) of the various asset classes. 

Dependent on available assets, tax consideration or preference, portfolios can be populated via either a combination of funds, direct securities or a blend. 

Global Fixed Income

Objective 

This portfolio is aimed at investors who wish to avoid the volatility and risks associated with other asset classes but are looking for a return over and above that of cash. Asset allocation is largely restricted to quality fixed-income securities and, at times, cash or cash linked instruments. Returns are generated by income from the securities and cash as well as capital movements in the value of the fixed-income investments. Fixed-income securities and/or cash denominated in currencies other than the investor’s base currency will result in gains or losses when translating the value of these investments back to the investor’s base currency, affecting the overall return. This portfolio is suitable for investors with a low to moderate risk appetite with a time horizon in excess of three years. 

Style 

This strategy blends a mixture of primarily AA- and AAA-rated investment-grade fixed-income securities with more modest allocations to unconstrained bond funds that contain exposure to the corporate, high-yield and emerging-market debt sectors. The risk-return trade-off is enhanced by adopting an active but constrained duration policy together with a predefined international currency overlay.

Our discretionary offering

We manage portfolios in the key major currencies of United States dollar (USD), Great Britain pound (GBP) and euro (EUR), and clients select the base or reporting currency they prefer.

Mandates are 'global', providing exposure to assets across countries and regions; diversification away from the base currency would normally be provided via exposure to high-growth (equity) or high-yield assets.

.

Our History

Melville Douglas established a parallel offshore business in 1998, which later merged with Standard Bank Jersey Stockbroking to form Standard Bank International Investments Limited (SBIIL), a 100%-owned subsidiary of the Standard Bank Group.

SBIIL offers customised discretionary portfolio management via a platform with Standard Bank Jersey and provides international investment management services to mutual funds and Wealth and Investment clients.

SBIIL is registered with and regulated by the Jersey Financial Services Commission. 

Mandates are 'global', providing exposure to assets across countries and regions; diversification away from the base currency would normally be provided via exposure to high-growth (equity) or high-yield assets.

Guidance on estate taxes

You have reviewed the latest product information on our website (fact sheet) and know the risk and fees associated with your investment choice. You have read and understood the terms and conditions available on our website or upon request.

To invest directly, investors need to download the application form, complete and submit this form and all the associated documents to STANLIB:

E-mail: instructions@stanlib.com

Facsimile: 0867 277 501 or 011 448 6666

STANLIB Collective Investments Limited administer these funds.

You have reviewed the latest product information on our website (fact sheet) and know the risk and fees associated with your investment choice. You have read and understood the terms and conditions available on our website or upon request.

To invest directly, investors need to download the application form, complete and submit this form and all the associated documents to STANLIB:

E-mail: instructions@stanlib.com

Facsimile: 0867 277 501 or 011 448 6651

STANLIB Collective Investments Limited administer these funds.

Select your location and role to view strategy and fund content
Please select your location
Which role best describes you?
By entering you agree to our Terms and Conditions